Membership-based primary care that puts you first.

Direct Primary Care is a simple and transparent healthcare model where you pay a flat monthly membership fee directly to your doctor for comprehensive primary care services. This allows me to spend more time with you, offer same- or next-day appointments, provide easier communication (including by phone, text, or video), and focus entirely on your health—without interference from insurance companies. No rushed visits. No surprise bills. Just a trusted, ongoing relationship centered around you.

Osteopathic physicians (DO) are fully licensed medical doctors who are trained to treat the whole person—mind, body, and spirit. They have the same training as Allopathic Physicians (MDs), but they also receive specialized training in the musculoskeletal system and hands-on techniques called Osteopathic Manipulative Treatment (OMT). This approach helps them address root causes of illness and support your body’s natural ability to heal.

Yes, we do recommend having some form of coverage for healthcare needs outside the scope of primary care—such as hospitalizations, emergency care, surgeries, and advanced imaging. While the Direct Primary Care model can greatly reduce your reliance on the healthcare system, it's important to have a safety net for unexpected or high-cost situations.

Plans that tend to work well with our model include high-deductible health plans, catastrophic coverage, PPOs, and health cost-sharing organizations. These options allow you to combine the personal, accessible care of DPC with coverage for more complex or expensive needs.

HMO plans, on the other hand, can be more difficult to pair with DPC. They usually require you to choose a primary care physician within their network, which can lead to duplication of services and limits your ability to use Oakley Pine Family Medicine as your main source of care.

Your insurance may cover many things, but it often doesn’t guarantee access to your doctor when you need them—or the time and attention you deserve. The monthly membership fee covers your primary care needs: extended visits, same-day or next day scheduling, ongoing chronic disease management, wellness care, and much more. Think of it as investing directly in your relationship with your doctor, with no middleman standing in the way of your health.

Yes! Thanks to a new federal law passed in 2025, starting January 1, 2026, you can use your Health Savings Account (HSA) to pay for your DPC membership. The law now recognizes DPC as a qualified medical expense, which means you can use pre-tax HSA funds to cover up to $150/month for individual memberships or $300/month for families. For Employer-paid DPC fees, don't forget to report it on your employee W-2s.

Not quite. While both models offer personalized care and direct access to your doctor, Concierge Medicine typically bills insurance in addition to a retainer fee. DPC is different: we skip the insurance entirely. That means simpler billing, no surprise charges, and more time focused on your health, not paperwork. Our membership fee covers most of what you need for primary care—all with a more accessible price point.

By catching problems early, avoiding unnecessary ER or urgent care visits, and reducing the need for many specialist referrals, DPC can lower your overall healthcare costs. More importantly, the care is centered around a strong doctor-patient relationship, which often leads to better outcomes, fewer medications, and greater peace of mind.

Your DPC membership covers unlimited primary care services at Oakley Pine. It’s a private agreement and isn’t billed to Medicare. You still use Medicare for hospital care, vaccines, specialists, images, vaccines, and outside labs. We will help coordinate all of it. Many Medicare Advantage plans are HMOs, which have a little more red tape with requiring in-network providers. The state of Maine has a law that requires them to pay for referrals sent by a DPC, however it requires more paperwork on the ordering provider’s side. You should discuss with the doctor if this is something they can take on in their office before you join. Medicare with or without medigap plans pair very well with DPC as it doesn’t have as many restrictions in where patients can get their care.